Business loans · Nationwide

SBA Loans in Every Major U.S. City

The cheapest capital most small businesses can get — up to $5M with 10 to 25-year terms.

$50,000 – $5,000,000 · 10 – 25 years · 30 – 90 days. Pioneer Credit Solution matches you with 1,000+ lenders and repairs the credit that gets you a better rate. Call 1-888-271-2293.

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Lenders In Our Network

Backed by Top National Lenders

As the nation's leading loan experts, we connect you with a nationwide network of trusted lenders and funding partners to find the right loan for your goals.

  • Lexington Capital Holdings logo
  • JP Morgan Chase logo
  • Wells Fargo logo
  • SBA Loans
  • Avant

Logos shown represent lenders and funding sources within our network. Pioneer Credit Solution is an independent company and is not endorsed by or affiliated with these institutions.

How It Works

  1. Get SBA-ready credit

    Remove derogatories and lower utilization so you clear the 680 bar with room.

  2. Choose 7(a), 504, or Express

    7(a) for general use, 504 for real estate and equipment, Express for speed under $500K.

  3. Assemble the package

    Tax returns, financials, business plan, and projections — we help you present them.

  4. Close with a preferred lender

    PLP lenders approve in-house, which cuts weeks off the timeline.

Step 1 before you apply

Find the Perfect Business Loan — Check Your Score Now

Your credit score decides which lenders say yes and what rate you pay. Know your real number before you apply — the most accurate 3-bureau credit score in the United States, in about 60 seconds, with no impact to your credit. Then call 1-888-271-2293 for credit repair or loans.

  • 740+Best rates

    Lowest APR personal loans, prime cards, SBA-preferred lenders.

  • 670–739Good options

    Most personal and business loans approve at competitive rates.

  • 580–669Fair credit

    Approvals available; we shop lenders that accept fair credit.

  • Under 580Repair first

    We remove errors and rebuild so you qualify for better terms.

Soft inquiry — never hurts your scoreExperian, Equifax & TransUnion
SmartCredit — check your credit score before applying for a business loan

Most accurate 3-bureau score

Check Your Score Now

See all three bureaus and your full credit report, then get matched with the right lender.

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Call 1-888-271-2293Credit score guide

All Loans & Credit Cards We Offer

Personal Loans

Business Loans

Credit Cards

SBA Loans FAQs

What credit score do I need for an SBA loan nationwide?
Most SBA lenders want 680+; some accept 650. The SBA itself sets no minimum, but lenders do.
How long do SBA loans take?
SBA Express: 2 to 4 weeks. Standard 7(a): 30 to 90 days. 504: 60 to 120 days because of the CDC process.
What can SBA loans be used for?
Working capital, equipment, real estate, business acquisition, and refinancing certain debt. Not for speculative or passive investments.
Do I need collateral?
Loans under $50K generally do not. Larger loans require available collateral, but lack of collateral alone does not disqualify you.
Can I get an SBA loan for a startup?
Yes — 7(a) and microloans fund startups with a solid plan and strong owner credit. Call 1-888-271-2293 to see if you qualify.

SBA Loans by City

Southern California first — Los Angeles, San Diego, Riverside County — then every state.

Los Angeles Area

Hawaii

Montana

New Hampshire

North Dakota

South Dakota

Contact us

Get SBA Loans — Free Consultation

Tell us what you need and a specialist will call with real options. If your credit is holding you back, we tell you exactly what to fix.

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