Business loans · Nationwide

Equipment Financing in Every Major U.S. City

The equipment is the collateral — so approval is easier and rates are lower.

$5,000 – $2,000,000 · 24 – 84 months · 1 – 10 days. Pioneer Credit Solution matches you with 1,000+ lenders and repairs the credit that gets you a better rate. Call 1-888-271-2293.

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Get Equipment Financing Options

See what's hurting your score. No cost, no obligation.

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Lenders In Our Network

Backed by Top National Lenders

As the nation's leading loan experts, we connect you with a nationwide network of trusted lenders and funding partners to find the right loan for your goals.

  • Lexington Capital Holdings logo
  • JP Morgan Chase logo
  • Wells Fargo logo
  • SBA Loans
  • Avant

Logos shown represent lenders and funding sources within our network. Pioneer Credit Solution is an independent company and is not endorsed by or affiliated with these institutions.

How It Works

  1. Get the quote or invoice

    New or used, from a dealer or private party.

  2. Check your credit

    Rates range from 6% to 30% based largely on the owner's score and time in business.

  3. Choose loan or lease

    Own it at the end, or lease with a buyout option for tax and cash-flow reasons.

  4. Fund and put it to work

    Lenders often pay the vendor directly within days.

Step 1 before you apply

Find the Perfect Business Loan — Check Your Score Now

Your credit score decides which lenders say yes and what rate you pay. Know your real number before you apply — the most accurate 3-bureau credit score in the United States, in about 60 seconds, with no impact to your credit. Then call 1-888-271-2293 for credit repair or loans.

  • 740+Best rates

    Lowest APR personal loans, prime cards, SBA-preferred lenders.

  • 670–739Good options

    Most personal and business loans approve at competitive rates.

  • 580–669Fair credit

    Approvals available; we shop lenders that accept fair credit.

  • Under 580Repair first

    We remove errors and rebuild so you qualify for better terms.

Soft inquiry — never hurts your scoreExperian, Equifax & TransUnion
SmartCredit — check your credit score before applying for a business loan

Most accurate 3-bureau score

Check Your Score Now

See all three bureaus and your full credit report, then get matched with the right lender.

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Call 1-888-271-2293Credit score guide

All Loans & Credit Cards We Offer

Personal Loans

Business Loans

Credit Cards

Equipment Financing FAQs

Can I finance equipment with bad credit nationwide?
Yes. Because the equipment is collateral, lenders approve scores in the 570s to 600s, though rates are higher. A short credit-repair sprint often saves more than it costs.
Do I need a down payment?
Many programs finance 100% for good credit. Weaker credit may require 10% to 20% down.
Loan or lease — which is better?
Loans build equity and suit long-lived equipment. Leases have lower payments and suit tech or vehicles you replace often. Section 179 can apply to both.
Can a startup get equipment financing?
Yes — it is one of the most startup-friendly products because of the collateral. Expect a stronger personal-credit review.
How long does it take?
Under $150K often approves in 24 to 48 hours. Larger deals take 1 to 2 weeks. Call 1-888-271-2293.

Equipment Financing by City

Southern California first — Los Angeles, San Diego, Riverside County — then every state.

Alabama

Alaska

Arizona

Arkansas

California

Colorado

Connecticut

Florida

Georgia

Hawaii

Idaho

Illinois

Indiana

Iowa

Kansas

Kentucky

Louisiana

Maryland

Massachusetts

Michigan

Minnesota

Mississippi

Missouri

Montana

Nebraska

Nevada

New Hampshire

New Jersey

New Mexico

New York

North Carolina

North Dakota

Ohio

Oklahoma

Oregon

Pennsylvania

Rhode Island

South Carolina

South Dakota

Tennessee

Texas

Utah

Virginia

Washington

Wisconsin

Contact us

Get Equipment Financing — Free Consultation

Tell us what you need and a specialist will call with real options. If your credit is holding you back, we tell you exactly what to fix.

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Tell us what you need and a specialist will call within 24 hours with real options. No cost, no obligation.

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