Medicaid provides essential healthcare for people with disabilities. An SNT keeps this coverage intact.
Why Medicaid Matters
Comprehensive Coverage
- Doctor visits
- Hospital stays
- Prescription drugs
- Long-term care
- Therapies
- Medical equipment
Asset Limits
Medicaid has strict asset limits. An inheritance could cause disqualification.
How SNTs Protect Medicaid
Assets Don't Count
Properly structured SNT assets are exempt from Medicaid asset limits.
Distributions Matter
How money is spent determines whether it affects Medicaid.
First-Party SNT Payback
First-party SNTs must pay back Medicaid at beneficiary's death for benefits received.
How It Works
Medicaid files a claim against remaining trust assets.
What Remains
After payback, remaining funds go to remainder beneficiaries.
Third-Party SNT Advantage
No Medicaid payback required. All remaining funds go to chosen beneficiaries.
HCBS Waivers
Home and Community-Based Services waivers provide additional coverage. SNTs protect these too.
Protect Your Coverage
Pioneer Credit Solution helps families maintain Medicaid eligibility. Call 1-888-271-2293.