A pour-over will is an essential companion to your living trust. Together, they provide complete protection.
What Is a Pour-Over Will?
A will that transfers any assets not already in your trust into the trust at your death.
Why You Need One
Catch Unfunded Assets
Catches any assets you forgot to transfer to your trust.
New Acquisitions
Covers assets acquired after creating your trust.
Named Assets
Some assets can't go directly into a trust during life.
How It Works
At Death
Any assets in your name alone "pour over" into your trust.
Trust Terms Control
Once in the trust, assets are distributed according to trust terms.
Goes Through Probate
Pour-over assets still go through probate, but then follow trust instructions.
What It Covers
- Bank accounts you forgot to retitle
- Real estate acquired later
- Personal property
- Any other assets outside the trust
Limitations
Still Goes Through Probate
Pour-over assets aren't probate-free.
Best to Fund Trust Directly
Pour-over will is a backup, not primary plan.
Get Complete Protection
Pioneer Credit Solution helps you create a complete estate plan. Call 1-888-271-2293.