Pooled special needs trusts offer an affordable alternative to individual trusts. Pioneer Credit Solution helps families explore options.
What Is a Pooled Trust?
A pooled trust combines assets from multiple beneficiaries, managed by a nonprofit organization. Each beneficiary has a separate account.
Benefits of Pooled Trusts
Lower Costs
No need to pay for individual trust drafting. Joining fees are typically much lower.
Professional Management
Nonprofit organizations handle investments and administration.
No Age Limit
Unlike first-party SNTs, can be established for beneficiaries over 65.
Smaller Amounts
Ideal when you don't have enough for a standalone trust.
How Pooled Trusts Work
Master Trust
The nonprofit maintains the master trust document.
Individual Accounts
Your funds go into a sub-account for your beneficiary.
Investment Pooling
Assets are invested together for better returns.
Payback Rules
At death, nonprofit keeps remaining funds or pays back Medicaid, depending on trust type and state rules.
Finding a Pooled Trust
Pioneer Credit Solution can connect you with reputable pooled trust organizations. Call 1-888-271-2293.